What You Need to Know When You Get Retirement or Survivors Benefits

What You Need To Know When You Get Retirement Or Survivors Benefits 2013 Contacting Social Security Visit our website Our website, www.socialsecurity.gov , is a valuable resource for information about all of Social Security’s programs. At our website, you also can: • Apply for certain kinds of benefits; • Review your Social Security Statement ; • Find the address of your local Social Security office; • Change your address; • Apply for a password so you can check your benefits or change your direct deposit; • Request a replacement Medicare card; • Ask for a letter to confirm your benefit amount; and • Find copies of our publications. Call our toll-free number In addition to using our website, you can

call us toll-free at 1-800-772-1213 . We treat all calls confidentially. We can answer specific questions from 7 a.m. to 7 p.m., Monday through Friday. Generally, you’ll have a shorter wait time if you call during the week after Tuesday. We can provide information by automated phone service 24 hours a day. (You can use our automated response system to tell us a new address or request a replacement Medicare card.) If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778 . We also want to make sure you receive accurate and courteous service. That is why we have a second Social Security representative monitor some telephone calls. What’s Inside Introduction . 4 About your benefits. 4 Services we offer. 6 What you need to report to us. 8 Working and getting Social Security at the same time. 14 Other important information . 18 A word about Medicare . 22 Introduction This booklet explains some of your rights and responsibilities when you receive retirement or survivors benefits. We suggest you take time now to read this booklet and then put it in a safe place so you can refer to it in the future. If you also get Supplemental Security Income (SSI) payments, ask for What You Need To Know When You Get Supplemental Security Income (SSI) (Publication No. 05-11011). About your benefits When and how your benefits are paid Social Security benefits are paid each month in the month following the month for which they are due; for example, you would receive your July benefit in August. Generally, the day of the month you receive your benefit payment depends on the birth date of the person on whose earnings record you receive benefits. For example, if you get benefits as a retired worker, your benefit will be determined by your birth date. If you receive benefits based on your spouse’s work, your benefit payment date will be determined by your spouse’s birth date. Date of birth Benefits paid each month on 1st - 10th Second Wednesday 11th - 20th Third Wednesday 21st - 31st Fourth Wednesday If you receive both Social Security and SSI benefits, your Social Security payment will arrive on the third of the month and your SSI payment will arrive on the first of the month. 4 Electronic payments When you applied for Social Security benefits, you should have signed up...

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